Is open banking a nightmare waiting to happen?
The world of banking is about to be transformed. In January 2018, the second Payment Services Directive (PSD2) will be incorporated into UK law, obliging banks to provide other organizations with access to their customers’ financial information. Known colloquially as the "open banking" directive, the new law is intended to end the monopoly of big banks and to provide consumers with a much wider range of financial services providers to choose from.
There are many technical and cultural difficulties that banks will need to overcome in order to comply with the new directive, but perhaps the most serious challenge is how to implement PSD2 without bringing themselves into conflict with another impending piece of legislation; the European Union General Data Protection Regulation (GDPR).
TripIt Pro is the ideal app to relieve you of your airport stress
Navigating through any airport is stressful. Once you’ve queued for check-in, passed through security and trawled duty free, most people would locate the lounge for a couple of drinks. Problem is, it’s very easy to get lost in the moment and realize you’ve got to find your gate. That gate could be far further than you imagined and may even require a shuttle train to get you there in time. And that’s if you can find it at all!
The answer to this conundrum and much more is in the latest update of the TripIt app, released today. The paid-for premium TripIt Pro, now lets travelers see how far they have to walk between two specific points in an airport and also gives step-by-step walking directions for the shortest route between the two points in the airport you’ve specified.
EaseUS Partition Master 12.5 Free should be your choice of disk management tool
Buy a new computer and you’ll often find it ships with one big partition, which can be inconvenient. We usually allocate space on a drive to our music collection, documents and other important files. By partitioning one large hard drive in to separate drives, it makes it easy to manage, backup and migrate content.
You can perform basic partitioning tasks within Windows, such as creating, resizing or assigning a new drive label. However, we’d always recommend a complete partitioning toolkit and there’s few better than EaseUS Partition Master 12.5 Free.
Leaked exploits and hacking tools enable the surge of cyber attacks in 2017
Last year, the interconnectedness of cybercrime was demonstrated by a variety of supply chain hacks and other well-known cybersecurity issues that coalesced to create massive botnets powered by compromised Internet-of-Things (IoT) devices. The events from the first half of 2017 highlight another long-developing issue, which has been made worse by a variety of data dumps from actors such as WikiLeaks, TheShadowBrokers, and others: the leakage of state-sponsored and cybercriminal hacking tools and exploits.
Much like leaked personal data, once those vulnerabilities, exploits, and tools are exposed, they forever remain in the cybercriminal public domain. The May outbreak of WannaCry ransomware and the June outbreak of the data-destroying malware NotPetya both leveraged leaked NSA exploits to disrupt numerous organizations across the globe.
The 10 most important CEOs in the security business
If you work in the cybersecurity industry or are interested in getting into the field, it’s important to stay up to date with the latest trends, developments and advancements. One of the best ways to stay updated with the most recent industry changes is to follow the top giants in the security industry.
The cybersecurity industry is a quickly expanding market, growing in response to the increasing number of cyber crimes. According to the most recent report of Cybersecurity Ventures, its spending is expected to reach $1 trillion over the next 5 years.
Addressing five common myths about cloud security
There is a lot of nasty talk about cloud security solutions on the web. From calling them "inherently insecure" to branding them a as a source of imminent risk, the "folding arms gang," or CISOs/CSOs in favor of maintaining legacy solutions and the on-premise model, have surely gone to town to cast a cloud over cloud security solutions.
As a result, a number of myths about cloud security are spreading though the information security industry. Now’s the time to set the story straight and debunk the top cloud security myths once and for all.
What can machine learning do at scale?
In my series, I’ve looked at the different ways in which data can be deployed to help people make decisions. Over time, more of the decision-making process has shifted from people manually collating data from different sources in their heads to using data sets that can be automatically joined together. This networked approach to data makes it easier for people of all skill levels to work with data.
This has evolved to make more use of automation over time. By making it easier for individuals to link up data sets and form connections between these assets, businesses have been able to spread analytics to more users within their organizations. This is now being taken further with machine learning.
How businesses can tackle app development challenges
The demand for business apps is escalating. Apps help management teams and employees run their operations more effectively, and better engage existing customers and help attract new ones. But developing quality and high functionality apps is often considered challenging, resource intensive and expensive. Additional challenges include getting apps to work across multiple device types and different operating systems and overcoming back-end integration issues.
Such challenges are slowing the rate of app development. Gartner recently reported that more than a quarter of enterprises globally have not built, customized or virtualized any mobile apps in the last 12 months. Here are some of the top challenges involved in business app development.
How to reduce public sector IT spend
In 2015, UK cancellor of the Exchequer, George Osborne, set out the government’s spending plans by asking public sector workers to make significant savings in a bid to reduce the deficit by 2020. Osborne stated that budgets would need to be reduced by one-fifth at the very minimum. There were also predictions that one hundred thousand public sector jobs would be shed.
With this announcement came the realization that IT departments within public sector bodies such as local councils, police forces and central government are most likely to be hit the hardest as the pressure to do more with less intensifies.
Paragon Software releases Hard Disk Manager 16 Preview for free
We used to be a huge Paragon Software supporter, met the company a few times in London to discuss strategies, but in the past couple of years it has almost completely disappeared under the radar, despite having a fantastic range of products across its portfolio. Whilst Acronis and our friends at O&O Software have powered forward, Paragon appears to have taken a step back.
Whether this is because it is focusing on its core market, Germany, or it moved in to the corporate market, it’s unclear. Either way, we’d still recommend its products and and wrote about the updated Paragon Backup & Recovery 16 Free the other week.
Most people never change their router's password
How often do you change your Wi-Fi password? According to electronics retailer reichelt elektronik, not often enough. Its latest report claims that more than half of users, 55 percent to be exact, never changed it.
That leaves them quite vulnerable to cyber-attacks, the report adds.
What problems will GDPR solve?
The one-year countdown to the European Union’s most significant cross-border data protection regulation is ticking by swiftly. Coming into enforcement from May 2018, the EU General Data Protection Regulation (GDPR) will profoundly alter the way businesses and consumers look at the data they hold. Being informed about why it’s coming into play and what the regulation is solving will help both organizations and individual citizens understand how they should approach data protection, whether this is becoming GDPR compliant or understanding their new data privacy rights.
Up until the proposed GDPR, businesses operating in the EU worked under inconsistent data protection regulations, varying from country to country. A UK based marketing agency that sent its contact lists to telesales firms in Germany or Spain would have to understand the different data laws of each individual nation and adapt their processes accordingly, in many cases hiring consultants to ensure they complied with the appropriate regulations.
Facebook uses neural networks to translate posts
Facebook has revealed it is harnessing the power of AI to support its growth across the world.
The social media giant, which has over two billion users worldwide, is now using neural networks for to automatically translate content in foreign markets.
Oracle upgrades its most-popular cloud services
Oracle has announced several new upgrades to some of its most popular cloud applications.
The company says that the releases will help organizations everywhere "grow faster, differentiate from competitors and better serve their customers."
Toshiba will build a $1.8 billion memory plant in Japan
Toshiba has announced that it is moving forward with its plans to build a new memory chip plant without its partner Western Digital.
The company will spend $1.8 billion on the construction of Fab 6 of its new Yokkaichi semiconductor facility that will be located in Western Japan. Toshiba currently owns the land and buildings at the factor though it has divided investments in production equipment with SanDisk since the two companies began their joint venture in 2004.
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