You'll quite often hear talk of how technology can disrupt business. A survey carried out at Microsoft's 2015 Global CIO Summit in October suggests that CIOs believe 47 percent of their company's revenues will be under threat from digital disruption in the next five years.

But what does this disruption really mean? Microsoft has produced an infographic looking at the five major technologies that are doing most to disrupt the business world.

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HERE just dealt a huge blow to Windows 10, announcing that it will remove all of its apps for the new operating system from Store on March 29. The news comes before the start of the Windows 10 Mobile rollout, which Microsoft has already delayed a couple of times.

HERE is one of the most important Windows developers, providing the best and the most popular navigation apps for smartphones running the tiled OS. Offerings like Drive and Maps have shipped on nearly all Windows Phones, and are used by the vast majority of users.

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Earlier today we reported that Microsoft was no longer accepting Bitcoin as a form of payment. It turns out that this is not true. Microsoft made a mistake.

Despite making a very clear change to its support pages that said "Microsoft Store doesn't accept Bitcoin" the company will in fact continue to support the cryptocurrency. This is not a change of heart, it was nothing more than a slip up, but Microsoft has not offered much of an explanation as to how it came about.

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Although the Xbox One is undoubtedly a games console at heart, Microsoft wants it to be so much more. It's part of the reason for the blurring of boundaries between Windows 10 on the desktop and the Xbox One's version of the operating system, and there are already a number of media center features to be found. But things are on the verge of improving. A lot.

It's one thing to be able to watch OTA TV broadcasts on your console, but we've all become used to the notion of time-shifted viewing. DVR functionality -- the ability to pause and record shows as they are broadcast -- has been promised for some time, and now it's undergoing internal testing at Microsoft, strongly suggesting that a public release is not too far away.

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Microsoft has announced that cross-network play is coming to Xbox One. This means that as well as being able to play against other Xbox One owners and those running Windows 10, gamers will also be able to play against people who are using a PlayStation 4.

This is the announcement that Xbox Live subscribers have been waiting for, and it's something that gamers have been begging for for years. It's not something that's going to happen overnight however. Microsoft may have got the ball rolling, but it's going to need support from Sony as well as game developers -- although it's hard to imagine that they won't give it.

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Many people fear artificial intelligence, and the reasons range from sensible to science-fiction. Some people are worried it could lead to a loss of jobs, while others fear a robot-fueled apocalypse, such as in the Terminator films. Me? I'm not worried, but excited. Don't fear progress, y'all.

Today, Microsoft announces a new artificial intelligence solution, called Project AIX. It is quite intriguing, and should excite millennials, as it is based on the wildly-popular Minecraft video game. The really interesting aspect, however, is that Microsoft is making it an open source project.

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If the price of a Surface Pro 4 has been putting you off upgrading, Microsoft's new 'Trade in, trade up' could be just what you’ve been waiting for. Apple is famous for running trade-in programs to encourage people to upgrade to the latest devices, and Microsoft has also got in on the action more recently.

The latest deal means you can ditch your old MacBook, PC or Surface and receive up to $650 back to put towards your Surface Pro 4. There are conditions, and you might find that it makes more sense to sell your old device privately, but it's certainly well worth checking out to see if it could work in your favor.

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While both Android and iOS are solid and mature mobile operating systems, Apple's offering seems to get more developer support. Even though Google's OS reigns supreme from a market share perspective, iOS generates the most profit. Not to mention, Apple's products don't really deal with the fragmentation issues that Android does.

Microsoft doesn't discriminate between the two, offering many apps for both platforms. One of its most popular apps is Outlook. The email client works brilliantly, but on iOS, it is gaining a new trick -- Touch ID support. Yes, you can now protect your email on iPhone and iPad with biometrics.

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Microsoft's love affair with Bitcoin has proved to be short-lived. The company has updated its support pages to indicate that it no longer supports the cryptocurrency for purchases made in the Microsoft Store.

No explanation has been given for the decision, but it's likely that Bitcoin's failure to hit the mainstream -- yet, at least -- is to blame. From now on, Windows 10 and Windows 10 Mobile purchases will have to be made using other payment methods, although Microsoft says current balances paid for with Bitcoin can still be used.

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Windows 10 is a wildly popular operating system in more ways than one. In one regard, it is installed on hundreds of millions of machines. In another, it is popular with technology pundits as something to portray in a negative light.

While it isn't perfect, Windows 10 is the best version of Microsoft's operating system ever. It is fast, reliable, and pretty. Best of all, it runs an endless amount of classic Windows programs, plus the new universal Windows apps too. True, there are some privacy concerns, but if you don't trust Microsoft with your data, why are you using any of the company's software? Sorry, y'all, Microsoft knows what's best for you -- stop fighting Windows 10! Sticking to an older version of the OS is asinine.

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Running Windows 7 or 8.1? Microsoft wants you to upgrade to Windows 10. What’s that? You don’t want to? You want to keep the using the OS you like and paid for? Well, tough. You don’t have any choice in the matter.

Except, you do. While Microsoft’s nasty methods mean it’s getting harder to reject the new operating system, it can still be done. This is what you need to do.

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The feature that has been missing from Microsoft Edge for so long is just around the corner. We've known for a little while that extensions are due to make an appearance in an upcoming build of Windows 10, and ahead of this the first extension has made an appearance in the Windows Store.

Page Analyzer is an extension aimed at developers, so it's arrival in the Windows Store is a little odd. It's likely that extension support will be added in the next Windows 10 Redstone build, although there's no official timeline for this release at the moment.

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We all know that Microsoft is using increasingly aggressive -- and desperate -- tactics to get people to upgrade to its newest operating system. A month ago it switched the update status from 'optional' to 'recommended', and last week it snuck Windows 10 advertising into a security patch.

So what dirty trick is next? Well, according to Reddit, it’s installing the OS without user consent -- and without much warning --  and hiding the decline button to make it much harder to abort the process.

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Microsoft's incredibly aggressive pushing of Windows 10 has been going on for some time now. In many regards it is something that home users have become accustomed to. While you might bemoan Microsoft constantly adverting Windows 10 to you if you've not yet upgraded, you must appreciate that it at last makes some sort of sense to the company -- it wants you to push that button and install the latest version of Windows.

But while this sort of nagging is nothing new, it seems that some of Microsoft's marketing efforts are wildly wide of the mark, particularly when it comes to enterprise users. Many have already been upset by the appearance of Windows 10 ads in an Internet Explorer patch but there's another level to this insipid pestering. Described by some as 'malware' the IE update tries to foist Windows 10 onto enterprise users, encouraging them to nag sysadmins to upgrade to the latest version of Windows.

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Microsoft is definitely on the right track with Edge -- its new browser is a big improvement over Internet Explorer, but there’s still a long way to go until it’s good enough to challenge the likes of Firefox and Chrome. Extension support is still missing, although I hear from a Microsoft source that it will be coming to a Windows 10 Insider Preview very, very soon (and to the rest of us when the Redstone update for Windows 10 rolls out in June/July).

If you’re using the new browser and having problems, here are some solutions for the most common Edge issues.

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